All in one digital bank and wealth management platform for everyone
Giving you full control of your finance and making money work for everyone.

Fully Licensed by the National Deposit Insurance Corporation of Nigeria

Our Partners
We offer products of global standards
Improve your all round financial wellbeing with 3kle. Download the app now!
Everyday Banking
Account Activated
Congrats! Your 3kle account is now active!


Open a bank account in minutes, explore exciting banking solutions to help you manage and simplify your day-to-day finances. Build credit and manage your money, all in one place.
Learn MoreWe are an all-in-one bank ready to serve you better
We built 3kle to help you get the best out of your money. Experience free fast transfers, open free bank account, buy airtime & data, pay bills, access loans, save & spend, flight tickets, invest in hundreds of stocks and ALOT MORE!
About Us
WELCOME TO INNOVATIVE BANKING
Why you need to download 3kle
Open free bank account
Free bank account without any monthly maintenance
Cross border payments
We support different currencies across the globe
Multiple loan types
Loans are available for instant access from 3kle and peers
Fast and free transfers
We charge 0 naira for transfers to all accounts - Transfers are swift
Travel & lifestyle
Book flights, travel with ease, access top lounges in major airports
Multiple savings channel
Different ways to save and accrue interests
Investment & stock trading
Invest in multiple local and international stocks and ETFs
24/7 instant support
Support is always available from our well trained team
Get your physical and virtual card easily
Apply for physical cards and get it delivered to you quickly. Get virtual cards for online transactions.
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Apply for Quick loans & P2P loans when stranded.
3kle offers fast loans to eligible applicants, with one of the best interest rates and other flexibilities
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Manage all your money in one place
Link all your external cards, accounts and manage your funds without leaving 3kle.
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Create a free account
Download the 3kle app on the google playstore for android users or from the app store for iOS users.
Fund your account
Add money to your free 3kle bank account via various methods that suits you.
Start transacting
Begin exploring our products and banking services. You can easily boost your credit score as you use 3kle.
Seamless business
manager all in your hands.
We are building a formidable management system for running your day to day business activities. Send invoice, pay salaries, cashless payments, free multi business accounts and more.

OTHER SERVICES
Unlock more products and experiences
Earn up to N1000 for every referral
Enjoy a lot more rewards as you share 3kle with friends!
Save as a group and enjoy huge payouts every month
Learn moreBudget funds to avoid over spending every month
Learn moreBook flight tickets, Airport lounges and arrange for smart delays
Learn more