Compare and pick a plan that fits your financial needs
We offer products and services you need for your everyday business and personal life.
No hidden costs or transaction fees — Just one, transparent monthly payment
to take gain access to everything our financial wellness system has to offer. See clear comparison of all our plans below.

₦0 / Month
Get access to basic banking features
STANDARD
Open free bank account
Add money
Free monthly transfers
No fee ATM withdrawals
Cardless withdrawals
Switch currency
QUICK LOAN
Personal loan
Business loan
PEER TO PEER
Personal lender
Personal borrower
Business lender
Business borrower
PAYMENTS
Pay bills
Send money
Buy airtime
Buy data
Schedule payments
Split bill
MORE PAYMENTS
Request money
3kle pay
QR payment
Pay with M-cash
Pay via USSD
CARDS
Get debit card
Virtual card
SAVINGS ACCOUNT VAULT
Goal savings
Emergency savings
Fixed savings
Group savings
OTHER PRODUCTS
Roundups
Budget spending
Credit check
Refer and earn
Cashback rewards
SAVINGS ACCOUNT
Spend plus save
OVERDRAFTS
Short term loans
EXTERNAL BANKS
Add external banks
TRAVELS
Buy flight ticket
Smart delay pass
SPECIAL BENEFITS
Support priority
Commission free trades
Free card delivery
FOREIGN SAVINGS
Foreign currency savings
INVESTMENTS
Invest now: Self trade
Invest now: Auto trade
Family plus: Invest
Family plus: Term savings
Easy retirement: Invest
Easy retirement: Term saving
PAYMENT
Cross border payments
STARTER PLAN
₦0 / Month
Get access to basic banking features
SILVER PLAN
₦2,999 / Month
Includes all starter products and more
GOLD PLAN
₦5,999 / Month
Includes all starter, silver products and more
Open free bank account
Add money
Free monthly transfers
No fee ATM withdrawals
Cardless withdrawals
Switch currency
Personal loan
Business loan
Personal lender
Personal borrower
Business lender
Business borrower
Pay bills
Send money
Buy airtime
Buy data
Schedule payments
Split bill
Request money
3kle pay
QR payment
Pay with M-cash
Pay via USSD
Get debit card
Virtual card
Goal savings
Emergency savings
Fixed savings
Group savings
Roundups
Budget spending
Credit check
Refer and earn
Cashback rewardsComing soon
Spend plus save
Short term loans
Add external banks
Buy flight ticket
Smart delay pass
Support priority
Commission free trades
Free card delivery
Foreign currency savings
Invest now: Self trade
Invest now: Auto trade
Family plus: Invest
Family plus: Term savings
Easy retirement: Invest
Easy retirement: Term saving
Cross border payments
We have a well trained support team ready to serve you.
3kle is a Digital Banking and Wealth Management platform that puts you in control of your money. We built 3kle to help you get the best out of your money, grow wealth and make today’s banking and financial services easy and affordable If you ever need help (or just want to chat), We are available to assist you.
Send us a mail: team@3kle.com
Call: +23481557697, +23470577214
Instagram, Twitter, Facebook, LinkedIn: 3kle_finance
Create a free account
Download the 3kle app on the google playstore for android users or from the app store for iOS users.
Fund your account
Add money to your free 3kle bank account via various methods that suits you.
Start transacting
Begin exploring our products and banking services. You can easily boost your credit score as you use 3kle.