Yes, 3kle is a microfinance bank, registered under the appropriate statutes in Nigeria. You can carry out all traditional banking functions and more.

Yes, 3kle is a product of Talaris Capital and Investments Limited registered in Nigeria (RC1777576) and the UK BR024839.

You can reach us swiftly 24/7. Send us an email: team@3kle.com or give us a call: +2347057721442

3kle has combined and fine-tuned your usual banking and plus wealth management experience into one platform. We aim to put our people in control of their finances with the primary goal of early introduction to the benefits of savings and investments and help people grow their finances profitably.

You can access personal and business loans via multiple loan channels on 3kle: Quick Loan, Peer to Peer and overdrafts. You can access funds from one of these channels at a time for regulatory purposes. As you pay back, you have access to more loans

Just like the name, this loan type is easy to access and there is no need for complicated verification processes and ridiculous collaterals. Apply for personal and business loans

Peer to peer loans allows you to lend and borrow from individuals and businesses. There are four types of P2P loans: Personal lender, Personal borrower, Business lender & Business borrower

Overdraft loans allows you to spend from your 3kle account even with a zero balance. Amount available in your overdrafts depends on how frequently you use 3kle.

3kle has established a partnership with a prominent banking institution in Nigeria, First City Monument Bank Limited (FCMB). This collaboration allows 3kle to offer banking services directly to customers, enhancing their access to loans and a variety of financial services. As an innovative platform, 3kle acts as a collection wallet, ensuring that users' funds are securely directed to FCMB banks. This setup guarantees that users' money and data are safe and readily available whenever needed. By leveraging the capabilities and resources of these established banks, 3kle strives to provide a seamless and trustworthy banking experience for its users.

We offer multiple saving options for any appetite. Saving on 3kle is easy and transparent. Go explore now!

Goal Savings –Create a goal and save towards a goal and keep going. If you are serious about achieving your goals, like buying a new house, going abroad, marriage, etc 3kle can help you. With our roundup spare change capability, you can easily automatically set your goals and hit the goal with ease, and you could earn a very good interest annually.

Emergency Savings– Autosave for an emergency, people save for a rainy day, unexpected can happen, we got your back. Having some emergency savings is a great way to prepare for unexpected expenses, especially when things go wrong. With 3kle autosave, you can build up an emergency savings buffer and how much to save

Foreign currency Savings – Save in multiple currencies and spread your money. We all know it is a good idea to spread one's savings across several areas if you want to see it grow. Save for the long term in multiple currencies and spread them across a few currencies to see more growth.

SpendSmart + Savings – Best way to save is to save every time you spend money automatically without even thinking about it. Spend + Save is our special feature that saves money for you automatically every time you spend from your 3kle account.

Fixed Deposit Savings – Fixed-rate savings account is perfect if you don't need instant access to your savings. Automate your money for fixed-term and earn a high-interest rate. Enjoy a guaranteed rate of interest with a fixed rate savings account. A good option for you if you are happy locking your money away for a longer period. It is like having your own custom fixed deposit. Earn up to 12.5% p.a.

With the 3kle App, you can make any type of payment you desire. Make bill payments, free transfers, mobile and data service payment or even book a flight on the platform. You could also request payments to be made to you through payment links.

With 3kle pay, you can send and receive funds faster and easier with other 3kle users. This payment style makes use of safe payment links.

Make payments around the world, Its easier to send and receive payments globally. 3kle is giving you unhindered access to a global way of transacting

With 3kle QR Codes, you can receive payments and send to family, friends and businesses and tell them to credit“3kle your account”. This is a seamless way to request money.

Sometimes you just want to go Dutch and that’s fine. With the split bill feature you can easily add people you are splitting a bill with and they get a payment request.

With M-Cash, you can make and receive payment with reference IDs. Fast and easy. You can request payments from external banks and 3kle accounts.

Yes, 3kle virtual cards can be used to make payments globally.

3kle cards can be requested via the app for a small fee of N1000

There is no special qualification needed to get a 3kle card. Just place a request when you are ready for a card.

Yes, we do!

You don’t have to make panic customer care calls again. With just a click you can temporarily block your card if you perceive any threats.

Yes, 3kle is subscription based.

3kle has 4 plans: Starter, Silver, Gold, Business. But the business plan is unavailable for now.

You can upgrade your plan anytime to have access to more products and services.

We try to make your payment as seamless and automated as possible so you do not miss any payments, but in the event that this happens, you would just be reverted to the basic plan.

We are currently working to make 3kle for business available as soon as possible.

We have made every process seamless, you can activate your business account from your profile area via the app.

Yes, you can.

Yes, you can. And so much more with 3kle business.

We are currently working to make investments available as soon as possible.

Auto Invest is an investment account that puts your money into exchange-traded funds (ETFs), chosen for you based on your risk tolerance and financial goals. 3kle lets users contribute as little as $1 at a time to build your portfolio. 3kle gives its customers a diversified portfolio of low-cost ETFs suited to their risk tolerance and goals. 3kle portfolio breakdown: Conservative (-20% stocks, 80% bonds), Moderately Conservative -{40% stocks, 60% bonds), Moderate -(60% stocks, 40% bonds), Moderately Aggressive -(80% stocks, 20% bonds), Aggressive-(100% stocks, 0% bonds)

You may fund the account via round-ups, recurring deposits or on-demand deposits. Setting up recurring contributions. Recurring Investments and One-Time Investments: You can link accounts or cards to 3kle, you’ll be able to make either one-time or recurring transfers into your 3kle accounts

3kle helps you to keep risk under control through portfolio rebalancing. Portfolio rebalancing is moving your money between investments so you can maintain the perfect balance to help you achieve your financial goals. Rebalancing is to make sure you maintain the allocation you initially set up. For example, say an original target asset allocation was 50% stocks and 50% bonds. If the stocks performed well during the period, it could have increased the stock weighting of the portfolio to 70%. The investor may then decide to sell some stocks and buy bonds to get the portfolio back to the original target allocation of 50/50

Investor relationships and partnerships are critical components of a company's growth and success. These aspects are essential for attracting funding, expanding market reach, and fostering innovation. Here at 3kle we are strategic and geared towards ensuring trust and expansion for every partner by innovations, continuous communications, legal agreements, due diligence and favourable exit strategies.

When you make a purchase with your 3kle debit card or another linked card, 3kle rounds up your transaction to the nearest whole amount and invests the change into your Invest account portfolio. Roundups made from your linked cards are set aside until they hit a $5 threshold and are then transferred into your 3kle Invest account. When you set up Roundup, you can use your 3kle card or link an external bank account/ card to your account. Each week, the total rounded up amount from your purchases will be withdrawn from your bank account and deposited to your 3kle account.

Its an easy way to plan your expenses for a month and save money in the process. 3kle budgeting product helps you understand your income and spending, so you have maximum control over your money. After signing up, you create your first budget and assign every dollar a purpose, like your rent or car payment,

Yes you can request for your credit score for a small fee.

With 3kle travels and lifestyle, you can book your local and international flights, make arrangements for delays at the airport and get access to lounges.